By visiting this site and using its forms or services, these terms are accepted in full. If any part of these terms is not agreeable, the site should not be used. Continued use signals ongoing acceptance of the current version.
This site is offered to share home insurance guidance and to collect the details needed to prepare quotes. It may be used for lawful purposes only, and in a way that does not disrupt the experience of others or the operation of the site.
Quotes and coverage details shared through the site are provided for guidance and depend on the accuracy of the information submitted. Final coverage, pricing, and terms are confirmed in writing before any policy begins.
The details entered into any form are relied upon to prepare guidance. Keeping that information truthful and complete helps ensure that the coverage discussed reflects the actual needs of a home.
The text, images, logos, and layout on this site are protected and may not be copied, reused, or distributed without permission. All related rights remain with their respective owners.
Some pages may link to outside websites for convenience. Those sites operate under their own terms and policies, and no responsibility is taken for their content or practices.
The site and its content are provided on an as available basis. To the extent allowed by law, no liability is accepted for losses that arise from the use of the site or reliance on general information found here.
These terms may be updated from time to time to reflect changes in services or legal requirements. The date above shows when the most recent update was made, and continued use means the latest version applies.
Questions about these terms are welcome by phone at +1 (806) 209-1212, by email at carha@joehousing.com, or by mail at 1412-1416 Texas Ave Lubbock TX 79401.